Scalar LogoScalar

Where 200+ years of combined leadership in Vietnamese banking, fintech, and AI converge

HienHao Group is a Vietnam-headquartered consulting and product company that helps banks, financial institutions, and enterprises modernize through digital transformation, AI/data, and blockchain-enabled financial products.

Mission & Pillars

HienHao Advisory

C-level consulting for banks, fintechs, and enterprises. Digital transformation, core banking, governance, M&A, and IPO readiness.

HienHao Solutions

Solution sales, integration, and delivery of BFSI platforms. Core Banking, Digital Banking, AML, Fraud, IFRS9, LoS, CRM, AI/ML credit decisioning.

HienHao Labs

In-house product studio building SaaS, mobile, and AI-native products. ERP, HealthTech, MicroFinance, AI consumer apps, tokenized real estate.

Founding Principles

1. Operator-led, not slide-led

Every senior leader has run a P&L, shipped a product, or closed a regulator audit. Advice is grounded in execution.

2. One client, one team

Advisory, Solutions, and Labs operate as a single value chain — strategy translates into delivery translates into product.

3. AI-native by default

Every engagement evaluates where Generative AI and ML create durable advantage, not bolt-on features.

4. Local depth, global standards

Vietnamese market intimacy paired with delivery discipline learned at FPT, Vingroup, Diebold Nixdorf, Allianz, Thakral, and PowerGate.

5. Long-term over transactional

Many leaders here have client relationships measured in decades. Trust compounds.

Executive Leadership

Our leadership team brings together decades of experience from Vietnam's top financial institutions, global technology firms, and successful entrepreneurial ventures.

A

Alex Lai

Chairman & Group CEO

25+ years C-level experience across Vietcombank, PGBank, VietABank, VietCapitalBank/BVBank. Founder of Fintech Draco. Active PIAC Arbitrator since 2016. Drives blockchain/digital-assets agenda and Nasdaq listing roadmap.

H

Huy Ho

President & CSO

22 years in technology across FPT Software, FPT Digital, VinHMS, BIM Group. 13 years international experience (Malaysia, Singapore, UK, Germany, Australia). Owns enterprise strategy and SAP/ERP modernization.

Q

Quan Tran

Chief Revenue Officer

Former Country Head at Thakral One Vietnam, Deputy CEO of Fintek. Owns P&L for BFSI solutions sales. Established partner network with SAS, Backbase, Pega, Microsoft, Oracle, IBM, and more.

D

Dai Le

CEO, HienHao Labs

Founder/CEO SFIN JSC, former CTO of Tima Group and VNPT EPAY, former Deputy Director at Viettel Business Solutions. Runs product/venture arm — Fintech, MicroFinance, e-commerce SaaS, Big Data & AI.

Partner Ecosystem

SAS

Analytics & AI

Backbase

Digital Banking

Pega

Process Automation

LexisNexis

Risk & Compliance

Microsoft

Cloud & AI

IBM

Enterprise Solutions

Oracle

Database & ERP

Infosys

IT Services

Genesys

Customer Experience

Sailpoint

Identity Security

Diasoft

Core Banking

Asseco

Banking Software

Fircosoft

AML Compliance

Creatio

Low-Code CRM

TESS

Banking Solutions

Cloud & Platform

AWS

Cloud infrastructure & services

Microsoft Azure

Enterprise cloud platform

Google Cloud

Data & AI platform

Kubernetes

Container orchestration

Terraform

Infrastructure as code

Strategic Alliances

Briky Capital

Digital assets & tokenized real estate

Fintech Draco

SME ERP & digital transformation

PowerGate Australia

Delivery capacity & APAC expansion

PIAC

Arbitration & dispute resolution

Target Markets

Primary

Vietnamese banks (commercial, joint-stock, state), consumer-lending companies, fintechs, large enterprises (manufacturing, real estate, retail).

Secondary

APAC financial institutions through partner relationships; Australia (via PowerGate channel); Dubai (digital-assets bridgehead).

Emerging

Vietnamese SMEs needing ERP/digital transformation; consumer AI app market (global App Store distribution via Labs).

Client Impact

HienHao transformed our nationwide operations across 100+ branches. The 30% productivity improvement and 40% transaction time reduction speak for themselves.

VietCapitalBank

Operations LeadershipVietCapitalBank / BVBank